Privacy Policy

VeloraVantage Advisors, LLC (“VeloraVantage,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, retain, and protect information when you visit our website, complete our Funding Interest & Opportunity Assessment, communicate with us, or otherwise use our services.

By using our website or submitting information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

A. Information You Provide

We may collect information that you voluntarily provide through our website, assessment forms, email, telephone communications, or other interactions, including:

• First and last name
• Email address
• Telephone number
• Preferred contact time
• Time zone
• State or location
• Business name
• Business location
• Business description
• Time in business
• Annual revenue range
• Estimated credit-score range
• Amount and type of funding sought
• Desired funding timeline
• Information about your funding goals or current circumstances
• Your authorization or consent choices
• Any additional information you voluntarily provide

Please do not submit Social Security numbers, bank-account numbers, complete credit-card numbers, passwords, full consumer credit reports, medical information, or other highly sensitive information through the general website or assessment unless we specifically request it through an appropriate secure process.

B. Information Collected Automatically

When you use the website, certain technical information may be collected automatically by us or our website and technology providers, such as:

• Internet Protocol address
• Browser type
• Device type
• Operating system
• Pages viewed
• Date and time of visits
• Referring website or source
• General geographic location derived from an IP address
• Cookie, analytics, and similar technology information

We may use this information to maintain website functionality, understand usage, improve the website, prevent misuse, and support security.

2. How We Use Information

We may use information we collect to:

• Review your Funding Interest & Opportunity Assessment
• Verify the email address you provide
• Contact you regarding your submission, goals, or potential next steps
• Ask follow-up questions and better understand your funding needs
• Evaluate whether potential funding pathways or resources may be relevant
• Communicate with you about VeloraVantage services
• Maintain business and assessment records
• Operate, maintain, secure, and improve the website
• Detect fraud, misuse, security incidents, or inaccurate submissions
• Respond to questions, requests, or complaints
• Comply with legal, regulatory, or contractual obligations
• Protect our rights, property, business, clients, and users
• Carry out other purposes disclosed to you at the time information is collected or with your consent

We will not use your information for a materially different purpose without providing appropriate notice or obtaining consent when required.

3. Email Verification and Communications

We may use email-verification technology to confirm that an email address submitted through our assessment belongs to or is accessible by the person submitting it.

By submitting an assessment or contacting us, you authorize us to respond to your request and communicate with you regarding your submission.

If you separately agree to receive promotional or marketing messages, you may unsubscribe from marketing emails by using the unsubscribe instructions included in those messages or by contacting us. Unsubscribing from marketing messages will not prevent us from sending non-promotional communications related to an existing request, submission, transaction, legal notice, or service relationship.

4. How We May Disclose Information

A. Service Providers

We may provide information to vendors that help us operate our website and business, including website-hosting providers, form providers, email-verification services, cloud-storage providers, spreadsheet and productivity platforms, analytics providers, security providers, and communications services. These providers may include LandingSite, Jotform, Google, and other vendors we use from time to time. Their handling of information may also be governed by their own privacy policies and terms.

B. Potential Lenders and Funding Providers

We may disclose information to potential lenders, funding sources, financing partners, financial institutions, or related providers only when:

• You have authorized us to do so;
• The disclosure is reasonably connected to exploring a funding opportunity you requested; or
• The disclosure is otherwise permitted or required by law.

Submitting an assessment does not guarantee that your information will be shared with a lender, that a lender will review it, or that you will qualify for or receive funding.

C. Professional Advisers and Business Operations

We may disclose information to attorneys, accountants, consultants, contractors, insurers, or other professional advisers when reasonably necessary for legitimate business purposes.

D. Legal and Safety Reasons

We may disclose information when we reasonably believe disclosure is necessary to comply with applicable law, regulation, subpoena, court order, or governmental request; protect the rights, safety, property, or security of VeloraVantage or others; investigate fraud, misuse, or security threats; or enforce our agreements and policies.

E. Business Transfers

Information may be transferred as part of a merger, acquisition, restructuring, financing, sale of assets, or similar business transaction, subject to applicable law.

5. Sale of Personal Information

VeloraVantage does not sell personal information for money. We also do not knowingly share personal information for cross-context behavioral advertising. If our practices change, we will update this Privacy Policy and provide any legally required rights or notices.

6. Cookies and Analytics

The website or our service providers may use cookies, pixels, local storage, analytics tools, or similar technologies to keep the website functioning, understand website traffic and usage, measure performance, maintain security, and improve content and user experience. You may be able to control cookies through your browser settings. Blocking certain cookies may affect website functionality.

7. Data Retention

We retain information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including to review and follow up on submissions, maintain business records, fulfill legal, accounting, compliance, or contractual obligations, resolve disputes, prevent fraud or abuse, and enforce agreements. Retention periods may vary depending on the type of information, the nature of the relationship, and applicable requirements. When information is no longer reasonably needed, we may delete, anonymize, or securely dispose of it.

8. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect information against unauthorized access, loss, misuse, alteration, or disclosure. However, no website, electronic transmission, cloud platform, database, or storage system can be guaranteed to be completely secure. You provide information electronically at your own risk.

9. Your Privacy Choices and Rights

Depending on where you live and subject to applicable law, you may have rights regarding your personal information, which may include the right to request access, correction, or deletion of certain information; request information about how we use or disclose information; withdraw consent where processing is based on consent; opt out of certain marketing communications; or appeal a decision regarding a privacy request. These rights are not absolute and may be subject to legal exceptions. To submit a privacy request, contact us using the information in Section 15. We may need to verify your identity before processing a request. Authorized agents may submit requests where permitted by law, but we may require evidence of the agent’s authority and verification of the consumer’s identity.

10. California and Other State Privacy Rights

Residents of California and certain other states may have additional rights under applicable privacy laws. VeloraVantage will honor legally applicable requests regarding access, correction, deletion, portability, or opt-out rights when required. VeloraVantage does not discriminate against individuals for exercising applicable privacy rights. This section does not represent that every state privacy law applies to VeloraVantage. Applicability depends on factors such as business size, revenue, processing volume, and the nature of data-processing activities.

11. Third-Party Websites and Services

The website may link to or interact with third-party websites and services, including Jotform, lenders, funding providers, scheduling tools, social-media platforms, and other resources. VeloraVantage does not control the privacy, security, content, or practices of independent third parties. You should review their privacy policies before providing information.

12. Children’s Privacy

The website and services are intended for adults and are not directed to children under 18. We do not knowingly collect personal information from children under 18. If we learn that we have collected such information, we will take reasonable steps to delete it.

13. Do Not Track Signals

Some browsers provide “Do Not Track” signals. Because there is no universally accepted standard governing responses to these signals, the website may not respond to them. We will honor browser-based opt-out preference signals when required by applicable law and technically supported.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will revise the “Last Updated” date. Material changes may be communicated through the website or by other appropriate means. Your continued use of the website after an updated Privacy Policy becomes effective means that you acknowledge the revised policy.

15. Contact Us

Questions, requests, or concerns regarding this Privacy Policy may be sent to: